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Core Classes | Second Year Students

The second year curriculum is comprised of half core (or required) courses and half elective courses and concentrates on development of problem-solving tools and skills, which are applied to practical management issues faced by financial institutions today. Students self-select into appropriate Credit Analysis and Managing Bank Financial Risk courses using the descriptions below.

Credit Analysis

In your first year class, CREDIT RISK MANAGEMENT, you learned and gained an understanding of the importance of Portfolio Management, Credit Policy and Credit Administration. In short, you learned the value of portfolio quality through credit administration. While this process is vitally important, it is also important to recognize that all bank loan portfolios are made up of an accumulation of individual loans. Therefore, understanding how to make good loan decisions and managing the credit risk of those decisions are equally important parts of banking and portfolio management.

The second year core course entitled CREDIT ANALYSIS is a two week core course with a primary focus on assessing credit risk at the transaction level. All banks are in the business of taking deposits, making loans and administering credit risk. This class will give you a deeper understanding of these elements necessary in making sound credit decisions and the material presented is relevant to all students and is essential to the "business of banking".

The instructor of this course has a unique way of creating involvement by using interactive exercises and real-world case examples, which provide practical tools to help understand borrower analysis, the totality of the credit process, and enhance your ability to communicate with the business owner.

Leadership that Shapes the Future

Leaders of the future play a critical role in creating and sustaining effective organizations. In this course, discussions of leadership, performance, and employee satisfaction are enhanced by focusing on critical leadership competencies. Building on their first year Dynamic Leadership course, students will apply theory in competitive team activity. In-depth analysis of the application of different leadership styles is followed by an individual assessment of each student's own leadership style. This is further analyzed to determine how flexible and effective that style is in the student's current organizational structure.

The course encompasses deep discussion of organizational culture and the process for embedding a culture of shared responsibility and high-performance within your organization. The week concludes with a detailed analysis of the critical components that empower a workforce, intrinsic and extrinsic motivation, and identifying and overcoming barriers to empowerment.

Following Dynamic Leadership in the first year, Leadership That Shapes The Future prepares students for the capstone LeaderSim™ program in the 3rd year.

Enterprise Risk Management

This course will focus on the concepts necessary to develop and integrate an effective Enterprise Risk Management (ERM) program that is linked to a bank's strategic objectives and risk categories. Utilizing theory, practice, discussion, individual and group exercises, students will learn what it takes to create a solid ERM program foundation along with an introduction to CAMELS, creating a risk appetite statement, developing strategic KRI's and regulatory/economic capital adequacy for effective Risk Management.

A list of Elective Courses can be found on the Second Year Elective Course List.

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